Question 1

What types of home loans does SMP offer?

Accepted Answer

SMP offers a wide range of home loan options, including purchasing loans, refinancing loans, FHA loans, VA loans, USDA loans, conventional loans, jumbo loans, condo loans, and renovation loans. They have expertise in the residential lending industry and can help customers find the right loan for their needs.

Question 2

What is the process for getting a new construction loan with SMP?

Accepted Answer

SMP has a streamlined new construction loan process for qualified borrowers. They offer a range of options and outstanding benefits for first-time homebuyers and experienced contractors looking to build a new home.

Question 3

What down payment assistance programs does SMP offer?

Accepted Answer

SMP provides down payment assistance (DPA) programs to help homebuyers by providing additional funds from third-party sources. These programs can be a valuable resource for those facing challenges with their down payment.

Question 4

Does SMP offer non-qualified mortgage (non-QM) loans?

Accepted Answer

Yes, SMP offers non-QM loans, which are a type of mortgage that do not meet the standard qualified mortgage (QM) guidelines. These loans can be a good option for borrowers who may not qualify for traditional mortgage products.

Question 5

What is the process for joining SMP's team as a loan officer?

Accepted Answer

SMP is actively looking to expand their team of loan officers. Interested individuals can learn more about the "Become a SMP Loan Officer" program and the career opportunities available at SMP.

Rachel Lester, Loan Officer

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About Rachel Lester, Loan Officer

Frequently Asked Questions about Rachel Lester, Loan Officer

What types of home loans does SMP offer?

What is the process for getting a new construction loan with SMP?

What down payment assistance programs does SMP offer?

Does SMP offer non-qualified mortgage (non-QM) loans?

What is the process for joining SMP's team as a loan officer?

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