Question 1

How does NLC Mutual benefit its members?

Accepted Answer

NLC Mutual's member-powered structure allows every member to have a voice in guiding the organization and ensuring a common mission. It provides long-term sustainable reinsurance rates that smooth out market peaks and valleys, as well as customizable reinsurance offerings. Unlike the commercial marketplace, NLC Mutual shares profits through dividends and healthy investment income.

Question 2

What expertise does NLC Mutual have?

Accepted Answer

NLC Mutual's staff has strong underwriting and actuarial expertise, which allows the organization to price for the risk it assumes rather than basing pricing on a cyclical hard or soft market. This knowledge of the unique needs of public entity risk pools enables NLC Mutual to provide the best possible support and coverage.

Question 3

What types of coverage does NLC Mutual offer?

Accepted Answer

NLC Mutual supports reinsurance coverage for liability, property, and workers' compensation, as well as additional specialty coverages and services.

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How does NLC Mutual benefit its members?

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What types of coverage does NLC Mutual offer?

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