Question 1

Do I need title insurance?

Accepted Answer

Most definitely! Title insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

Question 2

Doesn't the lender's title insurance protect me?

Accepted Answer

Not necessarily. There are two types of title insurance. A lender's policy insures that your lender has a valid lien on the property. Most lenders require this type of insurance, and typically require the borrower to pay for it. An owner's policy, on the other hand, protects your interest in the property. Title troubles, such as improper estate proceedings or pending legal action, could put your equity at serious risk. If a valid claim is filed, in addition to financial loss up to the face amount of the policy, your owner's policy covers the cost of legal defense.

Question 3

What services does Victory Title & Escrow provide?

Accepted Answer

Victory Title & Escrow provides full-service title and closing services. They guarantee their fees, care about their customers, are proactive professionals, provide exceptional service, pride themselves on professionalism and accuracy, keep customers informed, and help reduce their customers' risk.

Question 4

Why should I choose Victory Title & Escrow?

Accepted Answer

Victory Title & Escrow guarantees their fees, cares about their customers, are proactive professionals, provide exceptional service, pride themselves on professionalism and accuracy, keep you informed, and help reduce your risk.

Question 5

What is the latest news from Victory Title & Escrow?

Accepted Answer

You can find the latest news from Victory Title & Escrow, including information about new TRID fees and calculators, by clicking on the "Latest News" section of their website.

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Frequently Asked Questions about Victory Title & Escrow

Do I need title insurance?

Doesn't the lender's title insurance protect me?

What services does Victory Title & Escrow provide?

Why should I choose Victory Title & Escrow?

What is the latest news from Victory Title & Escrow?

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