Question 1

What types of transactions does True Concept Title provide services for?

Accepted Answer

True Concept Title provides regional and national residential and commercial banks, lenders, builders, realtors, and loan servicers with a single source custom solution for national title needs including closings and policy issuance for refinances, reverse mortgages, purchases, and after market / bulk policy issuance.

Question 2

What is title insurance and why do I need it?

Accepted Answer

Title insurance protects the buyer and lender from any issues that arise with the title after the purchase, such as claims of ownership, liens, or other legal issues that were not identified during the title search. A title company ensures that the property you purchase has a clear title, meaning there are no liens, disputes, or other issues that could affect your ownership.

Question 3

Who pays for title insurance in Florida?

Accepted Answer

In Florida, the payment for title insurance can vary by county. In some counties, the seller typically pays for the owner's policy, while in others, the buyer pays for it. The lender's policy is usually paid for by the buyer.

Question 4

What is a title search?

Accepted Answer

A title search is a detailed examination of public records to determine and confirm the legal ownership of a property. The title search aims to discover any problems or defects with the title.

True Concept Title LLC

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Frequently Asked Questions about True Concept Title LLC

What types of transactions does True Concept Title provide services for?

What is title insurance and why do I need it?

Who pays for title insurance in Florida?

What is a title search?

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