Question 1

What is SR22 insurance?

Accepted Answer

SR22 insurance is a form of high-risk car insurance that is required by the state for drivers who have had certain driving violations or convictions, such as a DUI, reckless driving, or multiple traffic tickets. It provides proof to the state that the driver has the minimum required liability coverage.

Question 2

Who needs to obtain SR22 insurance?

Accepted Answer

Drivers who have had their license suspended or revoked, have been convicted of a DUI, or have other serious driving infractions on their record are typically required to obtain SR22 insurance. The specific requirements vary by state, but it is often a condition of license reinstatement.

Question 3

How long do I need to maintain SR22 insurance?

Accepted Answer

The duration of the SR22 requirement also varies by state, but it is generally required for 3 to 5 years. During this time, the driver must maintain continuous coverage and notify the insurance company of any lapses or changes in their policy.

Question 4

How do I get SR22 insurance?

Accepted Answer

To obtain SR22 insurance, you will need to contact an insurance provider that offers this specialized coverage. They will help you navigate the process, which may include submitting paperwork to the state and providing proof of the SR22 coverage.

Question 5

What happens if I let my SR22 insurance lapse?

Accepted Answer

If your SR22 insurance lapses, even temporarily, it can result in serious consequences. Your license may be suspended again, and you may face fines or other penalties. It is crucial to maintain continuous coverage throughout the required period.

Morton Sr22 Auto Insurance Group

Company Overview

Company Name

Address

Website

Phone

About Morton Sr22 Auto Insurance Group

Frequently Asked Questions about Morton Sr22 Auto Insurance Group

What is SR22 insurance?

Who needs to obtain SR22 insurance?

How long do I need to maintain SR22 insurance?

How do I get SR22 insurance?

What happens if I let my SR22 insurance lapse?

Key Decision Makers