North Dakota Insurance Reserve Fund

The North Dakota Insurance Reserve Fund (NDIRF) is a non-profit risk pool that provides affordable liability, auto, and public assets coverages exclusively to North Dakota political subdivisions. Headquartered in Bismarck, ND, the NDIRF serves nearly 2,600 member-owners, including cities, counties, school districts, and other local governmental entities. The organization offers in-house claims management and risk management resources to enhance operational efficiency and safety for its members.