Question 1

What is OCCU?

Accepted Answer

OCCU is a member-owned, not-for-profit financial cooperative located in Oregon and Washington. It follows the credit union philosophy of people helping people, and its profits are invested back into its members, operations, and the communities it serves.

Question 2

What are the benefits of being an OCCU member?

Accepted Answer

As a member, you are a part-owner of OCCU. This means that the credit union's profits are invested back into its members, operations, and local communities, rather than being beholden to shareholders. OCCU also offers a range of personal and business banking services, including checking and savings accounts, loans, investments, and insurance.

Question 3

How is OCCU different from a traditional bank?

Accepted Answer

Unlike a traditional bank, OCCU is not-for-profit and is owned by its members. It is focused on providing the best possible service to its members, rather than maximizing profits for shareholders. OCCU's profits are reinvested back into the credit union and its community, rather than being distributed to shareholders.

Question 4

What services does OCCU offer?

Accepted Answer

OCCU offers a wide range of personal and business banking services, including checking and savings accounts, loans (such as home loans, vehicle loans, and personal loans), credit cards, investments, and insurance. It also provides digital banking services, including online and mobile banking.

Question 5

How can I become an OCCU member?

Accepted Answer

You can become an OCCU member by opening an account with the credit union. OCCU is open to anyone who lives, works, worships, or attends school in Oregon or Washington. You can apply for membership online, over the phone, or by visiting one of OCCU's branch locations.

OCCU | Oregon Community Credit Union

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About OCCU | Oregon Community Credit Union

Frequently Asked Questions about OCCU | Oregon Community Credit Union

What is OCCU?

What are the benefits of being an OCCU member?

How is OCCU different from a traditional bank?

What services does OCCU offer?

How can I become an OCCU member?

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