Question 1

Is my basement flooding covered by my homeowners insurance?

Accepted Answer

This all depends on how the water comes into your basement. If it is ground water that seeps or leaks into the basement through the foundation, there is no coverage under your homeowners insurance. However, if you have a sump pump that failed, you may have coverage if you carry the "water backup endorsement". Contact us if you have further questions or for more information.

Question 2

Do I need to file a claim if my employee fell off a ladder and injured his back on the job site?

Accepted Answer

Yes, you should report the injury. If it is a medical-only claim, you will need to file a claim.

Question 3

What types of insurance does this company offer?

Accepted Answer

This company offers homeowners insurance, business insurance, auto insurance, watercraft/boat insurance, coastal/flood insurance, and life/disability insurance.

Lehr & Barnes Insurance

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Frequently Asked Questions about Lehr & Barnes Insurance

Is my basement flooding covered by my homeowners insurance?

Do I need to file a claim if my employee fell off a ladder and injured his back on the job site?

What types of insurance does this company offer?

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