Question 1

What services does David Brito Insurance offer?

Accepted Answer

David Brito Insurance provides a range of retirement planning and life insurance services. They offer retirement planning, including analyzing individual retirement needs, providing long-term success plans, and managing retirement income sources. They also offer annuity products that can provide downside protection, growth potential, and guaranteed lifetime income.

Question 2

What is a fixed indexed annuity?

Accepted Answer

A fixed indexed annuity is a more conservative retirement solution that provides protection from market losses while still allowing for growth potential. It gives you the ability to participate in some of the potential gains of the market without the risk of direct exposure.

Question 3

Why is long-term planning important for retirement?

Accepted Answer

Long-term planning is crucial for retirement to ensure your spouse and family are financially secure if you become disabled or pass away. It also helps determine what will happen to your assets after your death, providing peace of mind.

Question 4

When is the best time to start planning for retirement?

Accepted Answer

It's never too early or too late to start planning for retirement. Whether your retirement is fast approaching or years away, there are actions you can take now to maximize your retirement when the time comes.

Question 5

What sources of income should you consider when planning for retirement?

Accepted Answer

When planning for retirement, you should consider your sources of income, such as Social Security, employer-sponsored retirement savings accounts, defined benefit pensions, and defined contribution plans. Understanding the payout options and rules for each income source is important for your personal situation.

David Brito Insurance

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About David Brito Insurance

Frequently Asked Questions about David Brito Insurance

What services does David Brito Insurance offer?

What is a fixed indexed annuity?

Why is long-term planning important for retirement?

When is the best time to start planning for retirement?

What sources of income should you consider when planning for retirement?

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