Question 1

What is City Insurance Group's specialty?

Accepted Answer

City Insurance Group specializes in Medicare insurance plans. They provide professional and personalized service to help clients understand their insurance options, enroll in a plan, and receive support long after enrollment.

Question 2

What are the different parts of Medicare?

Accepted Answer

Medicare has several parts:
- Part A (Hospital Insurance) covers inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.
- Part B (Medical Insurance) covers services from doctors and other healthcare providers, outpatient care, home health care, and durable medical equipment.

Question 3

Do I need to sign up for Medicare every year?

Accepted Answer

No, you don't need to sign up for Medicare each year. However, you should review your Medicare health and prescription drug coverage annually and make changes if it no longer meets your needs or if you could lower your out-of-pocket expenses.

Question 4

Are there any penalties for not signing up for Medicare prescription drug coverage (Part D) when I'm first eligible?

Accepted Answer

Yes, if you don't have Medicare prescription drug coverage (Part D) and don't have other creditable prescription drug coverage, you may have to pay a late enrollment penalty if you decide to join a Medicare drug plan later.

City Insurance Group

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Frequently Asked Questions about City Insurance Group

What is City Insurance Group's specialty?

What are the different parts of Medicare?

Do I need to sign up for Medicare every year?

Are there any penalties for not signing up for Medicare prescription drug coverage (Part D) when I'm first eligible?

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