Question 1

What services does American Title Agency offer?

Accepted Answer

American Title Agency is able to issue policies from four of the nation's leading title insurance underwriting companies. They provide owner's policies, lender's policies, and leasehold policies to protect buyers, lenders, and tenants from issues with the property title.

Question 2

What is an owner's policy?

Accepted Answer

An owner's policy protects buyers from "clouds" against the title, such as liens, legal judgments or taxes. It assures buyers that the owner legally owns the property and has the right to sell.

Question 3

What is a lender's policy?

Accepted Answer

A lender's policy, or loan policy, protects the lender's interests in the property in the event of a problem with the title. American Title Agency thoroughly researches titles to avoid problems for the buyer.

Question 4

What is a leasehold policy?

Accepted Answer

A leasehold policy covers tenants who could be prevented from using a property because of an uninsured title matter. If a tenant is evicted as a result of an uninsured title matter, a leasehold policy enables the tenant to recover their losses.

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American Title Agency

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What services does American Title Agency offer?

What is an owner's policy?

What is a lender's policy?

What is a leasehold policy?

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