Question 1

What services does Aspen Real Estate Settlements offer?

Accepted Answer

Aspen Real Estate Settlements offers a complete range of settlement and support services, including quick turnaround for title commitments, surveys, title insurance, title searches, recording services, property and judgment reports, power of attorney, deed preparation, and short-sale purchase transactions. They also provide mobile settlements that can be done anywhere.

Question 2

What is title insurance and who needs it?

Accepted Answer

Title insurance is protection for property owners (owner's policy) and mortgage lenders (loan policy) in case of any hidden title problems that were not found during the title search. An owner's policy fully protects the buyer and is valid for as long as they or their heirs have an interest in the property. A loan policy protects the lender's interests and decreases as the mortgage is paid off.

Question 3

What is the difference between an owner's policy and a lender's policy of title insurance?

Accepted Answer

An owner's policy of title insurance is issued in the amount of the real estate purchase and fully protects the buyer. A lender's policy, also called a loan policy, is based on the dollar amount of the loan and only protects the lender's interests. The lender's policy amount decreases as the loan is paid off.

Question 4

What qualifications do Aspen Real Estate Settlements' settlement agents have?

Accepted Answer

Aspen Real Estate Settlements' settlement agents are described as a courteous, professional, and extremely knowledgeable staff that is experienced in every aspect of the title business as well as the mortgage process. The agents have also worked as loan officers, making them extremely helpful at the settlement table.

Question 5

What geographic areas does Aspen Real Estate Settlements serve?

Accepted Answer

Aspen Real Estate Settlements offers settlement services in Maryland, Virginia, Delaware, and the District of Columbia, specializing in both commercial and residential real estate transactions.

Aspen Real Estate Settlements Inc

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Frequently Asked Questions about Aspen Real Estate Settlements Inc

What services does Aspen Real Estate Settlements offer?

What is title insurance and who needs it?

What is the difference between an owner's policy and a lender's policy of title insurance?

What qualifications do Aspen Real Estate Settlements' settlement agents have?

What geographic areas does Aspen Real Estate Settlements serve?

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