Question 1

What is title insurance?

Accepted Answer

Title insurance is a policy that protects homeowners and lenders from potential legal issues or claims related to the ownership of a property. It ensures that the title to the property is clear and free of any encumbrances or disputes.

Question 2

Do I need title insurance?

Accepted Answer

Yes, title insurance is generally recommended for any home purchase or refinance transaction. It provides financial protection against potential title issues, such as undiscovered liens, easements, or boundary disputes, which could otherwise result in significant costs or legal battles.

Question 3

What type of title insurance policy should I get?

Accepted Answer

The type of title insurance policy you need depends on your specific situation. Homeowners typically purchase an owner's policy, which protects their interests in the property. Lenders may require a separate lender's policy to protect their mortgage investment.

Question 4

What happens at closing?

Accepted Answer

At the closing of a real estate transaction, the final paperwork is signed, and the ownership of the property is officially transferred. This includes the signing of the deed, mortgage documents, and the payment of any required fees or taxes. The title insurance policy is also issued at this stage.

Question 5

How can Absolute Title help protect against real estate fraud?

Accepted Answer

Real estate fraud is a growing concern, but Absolute Title has the expertise to help protect you. They can thoroughly research the title history, identify potential issues, and ensure that the transaction is secure and legitimate. Their services can give you peace of mind during the home buying or refinancing process.

Location	Google category	Reviews	Status
8 Chestnut Dr, Bedford, NHprimary	Title company	4.9 (47)	Claimed
315 Main St Ste 202, Rockland, ME	Title company	—	Claimed
25 New Hampshire Ave Ste 185, Portsmouth, NH	—	5.0 (5)	Claimed
6 Pleasant St, Conway, NH	—	5.0 (1)	Claimed

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Frequently Asked Questions about Absolute Title

What is title insurance?

Do I need title insurance?

What type of title insurance policy should I get?

What happens at closing?

How can Absolute Title help protect against real estate fraud?

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